Why Do I Need Windstorm Insurance? 

There are a number of different coverages that can be included in a home insurance policy. They are all important in the event of an emergency to ensure that your house and property are protected. A good example of this is windstorm insurance. Most standard homeowner's insurance policies do not cover windstorms unless requested. With this coverage, if you suffer damage to your property due to wind or hail during a storm, you will receive reimbursement for all expenses to repair it and make any necessary repairs.

Damages covered by windstorm insurance

Storms can cause significant damage to your property due to hail and high winds. It may be caused by a damaged roof shingle allowing rainwater to seep into the walls or roof. Window glass can be broken by high, damaging winds as well. Broken windows not only cause damage in terms of the broken glass but also allow water to enter your home, causing more extensive damage to your property and belongings. When high winds occur in a storm, or when a tornado or hurricane hits, these conditions can occur. Insurance policies often cover damages to the property as well as any belongings that may have been damaged as a result.

Who Needs Windstorm Insurance

In coastal states, people are more likely to need windstorm insurance because they are at higher risk for powerful winds and hailstorms. Some homeowners' insurance policies include this type of coverage, but others do not. It may be necessary to add this to your insurance policy to ensure that your house is covered in case of damage. The homeowner's insurance policy of someone who lives along the coast likely includes this coverage since their property is at a much higher risk for wind damage.

You should certainly check with your insurance agent to ensure that your property is covered if it is damaged by high winds or hail. If this is not part of your policy, you may want to consider it more to ensure that your home is fully covered in an emergency.

In the event of high winds damaging your home, Emergency Tarping and Board Up offers board-up and roof tarping services. It will prevent any water from seeping into the house. Immediately after a windstorm occurs, the affected area should be secured. Call us today to learn more about our services.